Unless you live in Massachusetts where it’s Patriot Day, today is Tax Day. If you’re just filing your taxes now, you’ve realized just how much the Republican Tax Scam screwed you over. Sure they raised the standard deduction, but they’ve taken away most of your itemizations through limits. We somehow managed to do okay despite our taxes rising by over one thousand dollars. In fact, married filing joint is only $100 less tax due than a single person making nearly the same amount. I believe the only reason we didn’t owe was because we were already having too much withheld. Our motto is live on less, so we can repair our house and car in the spring.
We reached our health insurance’s maximum out of pocket in 2018, and we still couldn’t deduct our medical. Or our taxes, mortgage interest, or the little we give to charity. Good thing we don’t give to charity for the tax deduction; we give because it’s the right thing to do when you have more than someone else (even if it’s not that much more).
We have two kids at home and in school and one out on his own, and while he’s been pitching in with his own expenses for quite some time now, his moving out didn’t lower our expenses. He is still on our phone plan, our automatic toll payments, our AAA, our health insurance, and we don’t begrudge or judge him for any of those things. One, it’s cheaper for all of us, and two, it’s what a family does. One day I’m sure I’ll be on his phone plan.
The main point isn’t that I don’t want to pay taxes; I do. It’s my responsibility as an American citizen to pay my share. What I don’t understand is how we allow the wealthy to avoid paying their taxes. I don’t understand how teacher are not allowed to claim school supplies on their taxes, but if you have a private jet, the gas is deductible. It’s absurd that we continue to allow this to happen.
So that’s my rant. Despite it, my taxes were mailed last week, and with no savings, now we’ll struggle until our refund comes and I can pay back the private loan I took out, maybe I can get a pair of glasses that I’ve needed for over a year, pay for half of my hearing aids before they decide to send those to collection, but there will be no new roof (again, this is year 3 of waiting), no smooth driveway (which isn’t as luxurious as it seems – the more it sinks, the muddier it gets, the icier in the winter), no toilet in our upstairs bathroom (a necessity in a family of five), no oven for another six months to a year, no fridge which should have been replaced when we moved in and were lied to about its age.
We have it good, but it still hurts to say no to your kids for something as innocuous as a trip to McDonald’s or a candy bar for no special occasion. I don’t want to spoil them with European vacations, but it might be nice to take a long weekend to Niagara Falls or Washington, DC.
I truly am grateful for what we do have, and appreciate how lucky we are, but sometimes it’s important to let the people who don’t understand “real life” know what is going on in most of America – your neighbors, your friends, your kids’ classmates. I wish the Republicans in Congress would see this, but I’m not sure they’d care to be honest.
I’d like to close this with a link to a 2014 article that is still relevant today about how the realities of living inn bootstrap America and how most daily annoyances are catastrophic for many people living paycheck to paycheck.