First Week of Summer Vacation

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First week of summer vacation.

We are disorganized, cluttered, unmotivated and all the bad things that come along with a summer with no direction for now.

Next week starts summer school for two of the kids, which will give child #2 some alone time and Mommy some quiet time either at the library or the coffee shop for an hour or so on the two days that I don’t have Mass.

This summer, we have 4-6 weeks of summer school, one week each of ‘camp’ and one week of vacation Bible school for the younger two.

I don’t think I mentioned it here, but about four weeks ago, my mother in law (who is 80) was hit by a car. It was, and remains very serious and she has already had multiple surgeries for her multiple broken bones and scrapes. She is doing very well, much better than anyone expected, but we know what a tough person she is, so we are grateful for her health up until this point.

We are trying to sort out some money to see if we can visit her this summer. She is still hospitalized. She is also having another surgery next week.

I’ll include the link here to our Go Fund Me page. We are grateful for any reblogs and prayers as well as those that can afford to help us monetarily.

Go Fund Me

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Tomorrow is the first ‘activity’ for the kids. The library is having a food program hosted by the local supermarket. I was able to sign both of them up early. We’re trying to set up a summer schedule for the two younger ones. Child #2 takes things very literally and likes to know what’s going on as well as being very organized. Child #3 can get more than a little rambunctious, and I think a little schedule on notecards will help her calm down a bit.

For me, I love calendars and schedules (I wonder where my son gets it from) so it’s nice to be able to have an answer when asked what are we doing tomorrow.

Some of our plans on a weekly basis are movie and popcorn day, bake bread, bake cookies, library time, walks outside if it’s not too humid (I have a lot of trouble in the sun, so my husband might be in charge of the outdoor activities), plus cleaning out closets and toy bins and getting rid of things that we don’t need.

We are typically very cluttered and that doesn’t even include the collections that we each have, and it’s time to downsize and simplify. Ha! I’ll let you know how it’s going. 😉

In addition to all of the family goings-on (which consist of too much TV time), I’ve had a resurgence of political feels. The Voting Rights Act, DOMA, Proposition 8, Sen. Wendy Davis of Texas. My Tumblr dash went absolutely crazy in all the best ways.

For my summer, I am going to try and keep my sanity as my main goal. I have three books to read and probably review. I have a fan fiction that I need to get back to, and some new Supernatural writings that I want to begin plus a few homework pieces for my memoir workshop that begins again in September, although we’re meeting for lunch in August.

I will probably try to reconnect with some friends in the next few weeks, most notably my college roommate who is more free in the summer than the rest of the year.

And then we’ll see what the fall brings as I try to keep my head above water.

Please Help Our Family

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Just like many families in this economy we are struggling to make ends meet. It can be very frustrating when you (and/or your spouse) work very hard and it seems as if there just isn’t enough to go around. Add into that three kids who won’t stop growing, prices increasing while salaries are not and the last three years of illness and additional medical bills that our (actually good) health insurance doesn’t cover until after the extremely large deductible is reached.

When we bought our house, we thought that we were moving into a better place, both physically and financially. It wasn’t exactly a dream come true, but it was a lot. Enough bedrooms, a large backyard, a reasonably decent kitchen even though there was no dishwasher – after all, we could live without one for a few months, good schools and potential.

Unfortunately, the previous owners took care of nothing, but with ‘band-aids’ made it look as if it had been kept up very well. It had not. With an antiquated everything and a glitch in our state’s real estate laws that made it impossible to back out of the contract without losing a substantial amount of money, we were stuck with the headache that the owners walked away from with a profit.

It was not long before we had to take out a home equity loan to cover things that should have been working: a new furnace, new windows, plumbing, electrical, that were really just patches rather than replacements. We couldn’t do anything that we had planned on including a much needed (and wanted) dishwasher because it needed plumbing AND electrical installations. We still have substandard electrical and for four years, our computers were plugged into the bathroom with extension cords because that was the only electrical outlet in the house that could sustain that much power.

For the home equity loan, our contract called on us to pay interest only for five years and then principal installments would become due. We thought that was plenty of time for our kids to adjust to the schools and for me to get a job outside of the home. Unfortunately, Murphy decided to do things differently.

I had serious medical issues, both physically and mentally with increased blood pressure and changes in medication, my left knee just didn’t work on some days which put even more pressure on my right knee and right ankle. There were some days that not only could I not walk, but I could barely roll over in bed without crying. A lifelong undiagnosed anxiety disorder and severe depression swept in and made me literally dysfunctional. My husband didn’t know what was wrong with me. My friends didn’t know what was wrong with me. I was asked constantly if I was okay, what was wrong and was I drunk and in hearing questions that I had no answers to, I became increasingly more agitated and upset.

I finally went to see my doctor and we began to sort things out with medication and talk therapy. This was a long process of seeing the doctor two to three times in a month and changes in medication and this led to medical bills that I had never seen even with the births of three children.

As I became better emotionally and my knee began to work again (thanks to a tough orthopedic doctor and cortisone), our finances took a nose dive. Before we knew it, it was time to begin paying back the principal on our home equity loan. The loan went from just under $100 to just over $404 a month, tripling what we would need to find in our budget.

This was impossible.

This was impossible if my husband wasn’t laid off, and there is no word for more than impossible if he was.

We tried to work with the bank; we were under the impression (by the bank themselves) that we had positive options to pay what we could afford and extend the lower payments. They disagreed and after four months of no communication from them, they are suing us for the entire amount (just over $41,000). At the moment, I am currently working on an answer for the judge in another window. We cannot afford an attorney and so we hope that we can muddle through and come to some kind of arrangement while keeping our house (our first and main mortgage is current and we are in no way defaulting on it).

It is very stressful for all of us including our children.

I have been thinking of this route for a very long time, but prolonged it for many, many reasons. There are so many people more worthy than we are with bigger problems and bigger debts. A lot of our debt is our own making and I realize that it fosters some hard feelings. I’m hoping that people, whether they help us financially or not will remain compassionate towards us and our problems.

This is the link to our Go Fund Me Page: http://www.gofundme.com/3burrk

It is not in the initial introduction there but we have an order that we’ve chosen for paying back our debtors. First is the June payment on our first mortgage which wasn’t met when my mother in law was hit by a car and we needed most of those funds to rent a car and pay for the additional gas to travel the 250+ miles to her home and hospital. Second, money will go towards the home equity loan and the bank that is currently suing us. Third, if there is anything left will go towards medical bills in order from 2011, 2012 and then 2013, which are already beginning to stack up and it is barely six months into the year. And fourth, there are personal loans that we owe from generous friends and family who are now in need of being paid back, but who are graciously not asking us for anything while we struggle with so much.

We are calling upon your generosity and we know that not everyone has the extra income, so if you can’t assist that way, would you please signal boost this for me and my family. We would appreciate it very much; more than we could ever express.

In the last two years, I’ve seen both the bad that people can do and the absolutely gut-wrenchingly, beautiful that people can do in the tiniest of ways and it is a place I try to remain in my own life.

Thank you so much for reading this and passing it along.

Karen (kbwriting, ceirdwenfc, Cfc)

Colonial Williamsburg

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These are some of my photos from my recent trip to Williamsburg, Virginia. I spent the day on my own, so I have a lot of photos of buildings and the re-enactors as well as the gardens and horses. I will write more about it, but it truly was a fabulous day with perfect weather. The one thing I would change would be to pay attention to the schedule. I didn’t buy a ticket, and therefore wasn’t allowed into the historic end by the Capitol since there was a performance. If I had realized I would have started at that end, and been gone before they closed it to non-ticket holders.

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Inside the Bindery

Governor's Palace at Colonial Williamsburg

Governor’s Palace at Colonial Williamsburg

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Gardens

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Burton Parish Episcopal Church

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Horse and Pasture

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The Courthouse

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The Courthouse. To the left is a cider stand. To the right, barely in view are the stocks

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Market Center

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Two women play traditional Colonial games at the market

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The Capitol

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The Town Crier…..on a Segway

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Sitting in front of the tavern

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Horse and Wagon

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The Armoury

at Colonial Williamsburg

at Colonial Williamsburg

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Bus stop in front of the Historic Information Booth, across from Merchant Square

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Behind the Information Booth

Security: Not as Easy as it Appears on TV

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Mt. Snowdon, Llanberis, North Wales

Mt. Snowdon, Llanberis, North Wales

 

In Tickets, Please! I hinted at other stories from my past, and thought I would take some of my journal entries and my old Live Journal and include them here. Some of them are not so dated that they are not relevant any longer.

Prior to my most recent trip to Wales in 2009, the only other times that I’ve flown were when I was five (with my Dad to Canada, and I can picture my cute little outfit and pocketbook) and when I was twenty (to meet my college roommate who was student teaching in the UK). Obviously, both of these occurred before 9/11 and security was definitely not the same then as it is now.

In fact, for the overseas trip in 1986, I carried a paper bag of wrapped Christmas presents for my friend that sat on my lap the entire time because it would not fit in the overhead compartment. I’m pretty sure this would be frowned upon nowadays.

So, to recap, I’ve flown in 1970 or 1971, 1986 and then again in 2009.

Not a very good track record of airline travel.

I may have also mentioned in previous postings here that I am very anxious. At the time of the 2009 trip, I had not been diagnosed with depression or an anxiety disorder and just put it off to the normal anxiety of traveling alone and the lack of experience. I can tell you that while I was still nervous (and still undiagnosed) in 2011, it was still a much better experience as far as my anxiety levels, and my recent train trip had almost no anxiety at all. All of those stories will eventually come if you stick around long enough.

Wales, 2009: The lesson in how not to go through security.

Three times.

I honestly thought I was prepared. I like to be prepared. If I am nothing, I am prepared. I usually have the extra diaper, the napkins or pack of tissues, the spare change; so when I was planning my trip to Wales, I did not want to wait until the last minute to get British pounds or wait until I had arrived in Manchester.

I also did not want to wait until my departure from Newark Airport, which I pictured as a large foreboding place and where I’d be sitting alone for hours on end and everyone would know that I had money and I would be mugged. Or some other crazy scenario that never happens but everyone still thinks does.

I do think of everything.

Our local airport is big enough – they call it an international airport after all, although I don’t believe that I could fly overseas directly from here.  I planned on popping in to buy British currency. The procedure is simple. You make an appointment, go to the information office, show them your passport, they give you a pass, you then go through security with your pass and your passport, and go to the business office to exchange (they call it buying) your currency.

Okay, no problem.

I do all that, and there’s a really long line for security. That’s okay though. It gives me time to get acclimated and get used to the procedure as I watch other people going through. I listen to the chit-chat. I reach into my oversized bag and feel around for Bob. (If you haven’t met Bob yet, he is my talisman, and he will make occasional appearances on my site.)

He’s there.

I feel safe.

I get to the front of the line, and I will have to recount about the elderly woman in the wheelchair with her identification problems at another time. After her, it’s my turn, and I hand the TSA officer my passport, and there’s this long pause.

Well, it wasn’t that long, but it felt like forever and I couldn’t figure out why. He informed me that the passport isn’t signed, and I think I said something like, “What do you mean?”

Apparently, you are supposed to sign your passport when you get it.

Laugh if you want, but I did not know that.

I thought they came like your driver’s license – already signed, but no, they don’t.

I was so embarrassed. I was lucky a manager was there and I had to sign it in front of them, show my driver’s license, get the manager’s approval, and then they let me in.

Bob was embarrassed by me too. It probably won’t be the first time.

Then it’s time to grab a bin, take off your shoes and put them and your liquids, jacket, purse into the bin. Or two bins. The woman ahead of me had three bins plus her luggage. Go through the metal detector and then you re-dress. Just to add that if you’re a man, you’ll need to also take off your belt.

They do not care that I’m not getting on a flight. If I’m going into the secure area, I need to go through security just like everyone else. I also needed the pass because I did not have a ticket, which is also required.

(At this time (and in 2011), they only had the traditional metal detectors; not the back scatter machines).

Okay, so now I’m through and I get my currency, which is cool, and I leave. No worries. I’m ready now for the next trip through security, which will be when I’m actually flying out.

Security, Take Two.

Newark is a bit crazier than our local airport. It’s bigger. It’s enormously bigger. The parking is color-coded. It’s expensive. My husband and kids leave me at the really long line to check my bag, and this is where I meet a lovely Scottish couple heading home to Edinburgh. We chat, we check our bags, we leave our bags in a corral where anyone can take them, but alas, that is a different story that I may or may not get to later on.

I’m looking for security now. Once I’m through security, even though I’m two hours early (the recommended time for international flights), I want to get through security and then pretend to relax. They have shops and a place to buy drinks and bathrooms on the other side of security. It’s really like a whole other world and I’m kind of looking forward to that part of this adventure. After all, eating and shopping isn’t anxiety laden like going through a metal detector.

I know I’m ready for security this time. I grab my bin. I take off my shoes. I very knowledgably explain to the German lady behind me about the shoes and the jacket, which I’ve laid under my bag in the bin. I give a quick look to Bob and send him and my other bags through.

As soon as I heard it, I knew it was me.

“Bag check.”

My heart began to race, and my mind was repeating over and over again, “Fuck, fuck, fuck, the laptop.”

I not only left the laptop in the bag (they must be taken out and put in a separate bin), but I also forgot the bag of liquids in the carry-on. Bob was the least of my problems, although I’m sure that after the nonsense that was the laptop/liquids, Bob would have kept me off the plane.

I apologized. I got eye-rolls times two. I did feel bad, but they really should be more instructional. I’m a first time flyer for all practical purposes, and I was in the first time flyer lane, but apparently those lane distinctions don’t really mean anything. I get through, but my heart is still racing, and believe it or not, the first thing I did was slip Bob in my pocket and then tie my shoes.

Security, Take Three.

At the end of my trip, upon leaving Manchester Airport, I, of course, went through security. This time, I was determined to be successful. I had put all of my liquids in the checked bag, and this bag did not go into the corral available to any passer-by. All I had was toothpaste in the plastic baggie in my carry-on. I remembered the laptop and even had the carry-on partially unzipped so that I would remember to remove it from the bag. I had asked the first security person if we’re supposed to take our shoes off, and they said no. I threw away my bottle of soda (500ml – too large to carry through.) I was home-free. The man asked for my passport. No problem. I put everything in the bins. I walked through the detector, and…

Beep.

Oh, no, I didn’t.

I looked at the security woman, mouth agape, thinking, “What did I do to deserve this?”

They move me just slightly out of the way, ask me to put my arms out (like a cross) and then a woman security officer starts patting me down. (Wasn’t I put behind a screen? No, I was not. She didn’t even say anything except to extend my arms. She really should have bought me drinks.) I was lucky I didn’t take a step back in startlement. I also now need to take off my shoes and they pass through a separate scanner. That was it really. I think it was actually my passport that set it off – all that new technology crammed into that little book. I hadn’t carried it through any of the other metal detectors. I always replaced it into my purse when it was returned to me.

Now I know for my next trip, I will either sail through or be arrested and my best friend will have to rescue me from a federal prison.

You will rescue me, won’t you?

Here are some hints that I discovered, and not just because of my mistakes.

1.       Keep your pockets empty, including money and change. It’s just easier to get through security and then put that stuff into your pockets or just leave it in your pocketbook or briefcase.

2.       Know that in the US, you’ll need to remove your jacket, shoes and belts.

3.       Don’t wear clunky, metallic jewelry unless you really do want to get friendly with the security officers. Going, I had a really nice necklace, but I put it in my purse until I was through and then I put it on my neck.

4.       Put your ID/passport away in your purse before you walk through the metal detector. There is also a detector that blows air on you. I did not go through that one (by choice).

5.       Your laptop needs to be out of your bag and in its own bin (apart from your shoes and purse, etc.)

6.       Your purse goes in a bin. Your carry-on does not.

7.       The liquids need to be in a bin (with your other stuff except your laptop.) The TSA in the US allow 3 ounce containers inside a quart sized zipper bag. I found Ziploc brand travel bags. I think they were $0.99 for seven bags. I was also surprised by the amount of little bottles that fit in there. On the way over, my liquid bag was filled with things I would normally keep in my purse. Liquid, for TSA purposes includes gels and creams as well as solids (like deodorant) in addition to actual liquids. It’s 3-1-1. 3.4 ounce containers, 1 quart bag, 1 bag per passenger. I found the TSA website to be very useful.

8.       The UK requirement to return is slightly less, so check with the airport security or online for the place you’ll be leaving from, or check your liquids in your suitcase.

9.       Do not joke in the line. It annoys people, and you really don’t want to annoy security.

If I think of anything else, I’ll be sure to add it with another posting.

~ 10 June 2013 ~

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I had intended to be here a few times last week, but real life reared its ugly head in an especially ugly way.

My mother in law was hit by a car on Thursday and sustained multiple breaks in pretty much every part of her body. She is in very serious condition in a hospital several hundred miles from our home. I’ve been on single parent duty while my husband traveled to her with his siblings, putting a strain on our already strained finances.

One of the good news items is my teenager really stepped up in the first half of the weekend to help out with dinners and his siblings as well as being extremely reliable.

The other good news item is that my mother in law is doing well, as well as can be expected and a little better than that even, surprising the nursing staff. She is a tough person and I have no doubt that she will back to herself sooner than anyone can imagine even though knowing that the road will be a long one.

I don’t think I will putting many updates here as this is a public blog and I don’t know how she (or my husband) would feel about this, although as with most of my writings, if there is a greater need to provide information (as I plan to do with other parts of my life and have done with my depression and faith), I will indeed come back to this as a topic.

My summer plan currently is to do random free writes a few times during each week, and longer pieces as inspiration strikes. I still have ideas to share from my recent trip to Virginia.

Thank you for sticking with me in spite of my inconsistencies, which I hope to remedy beginning at the end of this week.

On Target with Money Practicalities

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Every time I shop in Target they offer me a credit or debit card. I already have their credit card and usually ignore the quick hard sell for the debit card. After all, I don’t want another bank account and the credit card is great. They give you a 5% discount when you use it in store and they take a percentage of your purchases and donate that amount of money to the school of your choice even if your kids are not in school, so it’s great for grandparents and aunts and friends, etc.

What I didn’t know is that with the debit card, you don’t need to open a new checking account. You hook their card up to your regular checking account at your own bank. They need a blank check to set it up.

This is a great option for two reasons:

1. You still get the 5% off when you use the debit card.

2. You pay for the purchase with the money in your checking account, so it’s like using cash. No monthly bills.

I’ve had the debit card for a couple of months now. You use it like any other debit card, with a pin number, and you only use it in Target. Since we get a lot of our groceries at Target and all of our bathroom items and kids’ school things there as well, we save a lot of money with the 5% off and never pay an interest charge since it’s paid for out of our checking account.

If you shop a lot at Target, do yourself a favor and look into it.

Enthusiasm

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*I do exercises from the book, Achieve Anything in Just One Year by Jason Harvey. This is Day 107.

What is your definition of Enthusiasm – What does it mean to you?*

 

Most recently I felt this with joining the Supernatural fandom. I didn’t actually join it as much as hold on tight as it dragged me along.

I ate, slept, and breathed it. I wrote and I thought and I discussed. And I laughed! Oh my G-d, I laughed and of course, I cried. Fuck you writers. You know who you are and what you did!

This is the embodiment of enthusiasm. The excitement, the pulse quickening, the sweat beading, the building and building of something not tangible until it is, grabbing onto something to stop the room from spinning, the spiritual.

It is little things and so much more. It is quiet and roaring sound, a raging river over a waterfall and the quiet below the surface.

For me, it’s writing and traveling and waking up at five in the morning to birds singing, it’s children’s laughter, my children’s laughter, the best sound in the world. It’s the long forgotten click clacking of a typewriter’s keys. It’s the smell of rain. It’s lilacs and hyacinth. It’s the perfect yellow of a daffodil. It’s a few of my favorite things.